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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,611 | $138,385+88.3% | $184,200+41.5% | $80,874+222.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.6%+32.4pp |
| Annual return | 15.91% | 20.02%-4.1pp | 28.80%-12.9pp | 35.62%-19.7pp |
| Employer contribution / active EE | $10,631 | $4,849+119.2% | $6,424+65.5% | $2,756+285.8% |
| Participant deferral / active EE | $16,541 | $7,073+133.9% | $9,132+81.1% | $4,297+284.9% |
| Admin fee / account holder | $8,584 | $10,483-18.1% | $13,907-38.3% | $6,935+23.8% |