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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,611 | $138,393+88.3% | $184,256+41.4% | $80,959+221.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 15.91% | 20.01%-4.1pp | 28.85%-12.9pp | 35.67%-19.8pp |
| Employer contribution / active EE | $10,631 | $4,847+119.3% | $6,427+65.4% | $2,757+285.6% |
| Participant deferral / active EE | $16,541 | $7,076+133.7% | $9,133+81.1% | $4,300+284.6% |
| Admin fee / account holder | $8,584 | $10,489-18.2% | $13,899-38.2% | $6,925+23.9% |