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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,055 | $58,828-40.4% | $78,002-55.1% | $62,881-44.3% |
| Participation rate | 68.3% | 71.1%-2.8pp | 75.5%-7.3pp | 69.3%-1.1pp |
| Annual return | 10.43% | 17.16%-6.7pp | 425.99%-415.6pp | 20.14%-9.7pp |
| Employer contribution / active EE | $569 | $1,672-66.0% | $2,470-77.0% | $2,281-75.1% |
| Participant deferral / active EE | $2,571 | $2,686-4.3% | $3,497-26.5% | $3,203-19.7% |
| Admin fee / account holder | $2,117 | $4,393-51.8% | $5,481-61.4% | $4,296-50.7% |