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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,667 | $77,817-67.0% | $123,553-79.2% | $64,173-60.0% |
| Participation rate | 82.9% | 74.7%+8.1pp | 82.3%+0.6pp | 69.6%+13.3pp |
| Annual return | -8.20% | 12.49%-20.7pp | 119.21%-127.4pp | 7.63%-15.8pp |
| Employer contribution / active EE | $1,932 | $3,014-35.9% | $4,628-58.3% | $2,381-18.9% |
| Participant deferral / active EE | $3,578 | $5,240-31.7% | $6,426-44.3% | $3,470+3.1% |
| Admin fee / account holder | $2,726 | $5,519-50.6% | $9,284-70.6% | $4,887-44.2% |