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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,111 | $210,908-77.7% | $153,643-69.3% | $145,884-67.7% |
| Participation rate | 88.9% | 82.1%+6.7pp | 77.1%+11.8pp | 80.3%+8.6pp |
| Annual return | 16.75% | 13.46%+3.3pp | 15.71%+1.0pp | 551.85%-535.1pp |
| Employer contribution / active EE | $2,599 | $6,055-57.1% | $5,039-48.4% | $4,662-44.3% |
| Participant deferral / active EE | $7,059 | $7,976-11.5% | $6,754+4.5% | $6,690+5.5% |
| Admin fee / account holder | $1,074 | $19,477-94.5% | $12,739-91.6% | $13,392-92.0% |