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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,155 | $106,280-6.7% | $96,538+2.7% | $139,487-28.9% |
| Participation rate | 81.8% | 77.8%+4.0pp | 74.3%+7.5pp | 80.3%+1.5pp |
| Annual return | 14.31% | 38.48%-24.2pp | 35.74%-21.4pp | 373.84%-359.5pp |
| Employer contribution / active EE | $2,405 | $4,107-41.4% | $3,740-35.7% | $4,755-49.4% |
| Participant deferral / active EE | $4,323 | $5,457-20.8% | $4,880-11.4% | $6,713-35.6% |
| Admin fee / account holder | $3,004 | $7,888-61.9% | $6,737-55.4% | $11,407-73.7% |