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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,491 | $167,522-22.1% | $151,639-13.9% | $134,532-3.0% |
| Participation rate | 71.4% | 88.4%-16.9pp | 87.5%-16.1pp | 81.2%-9.8pp |
| Annual return | -5.05% | 7.81%-12.9pp | 3.34%-8.4pp | 418.27%-423.3pp |
| Employer contribution / active EE | $6,801 | $6,828-0.4% | $6,165+10.3% | $4,741+43.4% |
| Participant deferral / active EE | $10,504 | $8,986+16.9% | $8,363+25.6% | $6,401+64.1% |
| Admin fee / account holder | $8,221 | $13,780-40.3% | $11,613-29.2% | $11,429-28.1% |