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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,385 | $106,280-90.2% | $96,538-89.2% | $139,487-92.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 9.71% | 38.48%-28.8pp | 35.74%-26.0pp | 373.84%-364.1pp |
| Employer contribution / active EE | $2,170 | $4,107-47.2% | $3,740-42.0% | $4,755-54.4% |
| Participant deferral / active EE | $4,624 | $5,457-15.3% | $4,880-5.3% | $6,713-31.1% |
| Admin fee / account holder | $354 | $7,888-95.5% | $6,737-94.7% | $11,407-96.9% |