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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,065 | $198,457-52.1% | $170,435-44.2% | $147,586-35.6% |
| Participation rate | 66.7% | 88.0%-21.3pp | 83.6%-16.9pp | 82.8%-16.2pp |
| Annual return | 15.87% | 257.30%-241.4pp | 205.94%-190.1pp | 578.59%-562.7pp |
| Employer contribution / active EE | $2,080 | $6,183-66.4% | $5,432-61.7% | $4,876-57.4% |
| Participant deferral / active EE | $4,383 | $5,629-22.1% | $4,939-11.3% | $5,439-19.4% |
| Admin fee / account holder | $1,520 | $16,852-91.0% | $13,881-89.0% | $10,886-86.0% |