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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,753 | $81,358-3.2% | $155,556-49.4% | $80,959-2.7% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 8.76% | 33.39%-24.6pp | 64.84%-56.1pp | 35.67%-26.9pp |
| Employer contribution / active EE | $6,935 | $3,106+123.2% | $4,675+48.3% | $2,757+151.5% |
| Participant deferral / active EE | $7,085 | $3,455+105.0% | $5,631+25.8% | $4,300+64.8% |
| Admin fee / account holder | $630 | $7,994-92.1% | $15,885-96.0% | $6,925-90.9% |