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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,697 | $99,875+14.8% | $146,866-21.9% | $86,983+31.9% |
| Participation rate | 73.9% | 75.8%-1.9pp | 82.5%-8.6pp | 69.5%+4.4pp |
| Annual return | 10.02% | 28.10%-18.1pp | 102.85%-92.8pp | 25.83%-15.8pp |
| Employer contribution / active EE | $1,139 | $3,224-64.7% | $4,425-74.3% | $2,584-55.9% |
| Participant deferral / active EE | $7,339 | $6,322+16.1% | $7,759-5.4% | $4,194+75.0% |
| Admin fee / account holder | $31,149 | $7,838+297.4% | $13,620+128.7% | $7,856+296.5% |