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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,116 | $71,873-37.2% | $86,698-48.0% | $68,490-34.1% |
| Participation rate | 96.6% | 72.2%+24.3pp | 76.6%+20.0pp | 67.9%+28.7pp |
| Annual return | -14.72% | 3.54%-18.3pp | 35.96%-50.7pp | -7.85%-6.9pp |
| Employer contribution / active EE | $2,605 | $2,173+19.9% | $2,837-8.2% | $2,597+0.3% |
| Participant deferral / active EE | $1,674 | $3,779-55.7% | $4,656-64.0% | $4,028-58.4% |
| Admin fee / account holder | $1,680 | $6,110-72.5% | $7,492-77.6% | $5,403-68.9% |