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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,246 | $95,453-33.7% | $112,040-43.6% | $82,448-23.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 12.99% | 23.92%-10.9pp | 24.52%-11.5pp | 41.64%-28.6pp |
| Employer contribution / active EE | $1,922 | $2,318-17.1% | $2,954-34.9% | $2,551-24.7% |
| Participant deferral / active EE | $1,665 | $4,224-60.6% | $5,098-67.3% | $4,139-59.8% |
| Admin fee / account holder | $7,243 | $9,013-19.6% | $12,098-40.1% | $7,234+0.1% |