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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,658 | $180,462+21.2% | $154,111+41.9% | $135,379+61.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -9.81% | 888.17%-898.0pp | 735.18%-745.0pp | 519.79%-529.6pp |
| Employer contribution / active EE | $2,154 | $6,036-64.3% | $5,298-59.3% | $4,779-54.9% |
| Participant deferral / active EE | $6,825 | $5,806+17.5% | $5,081+34.3% | $5,609+21.7% |
| Admin fee / account holder | $1,208 | $16,145-92.5% | $13,411-91.0% | $10,828-88.8% |