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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,814 | $183,592+45.9% | $155,567+72.2% | $145,959+83.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.54% | 61.24%-45.7pp | 64.74%-49.2pp | 561.95%-546.4pp |
| Employer contribution / active EE | $1,161 | $5,315-78.2% | $4,674-75.2% | $4,661-75.1% |
| Participant deferral / active EE | $433 | $6,464-93.3% | $5,628-92.3% | $6,689-93.5% |
| Admin fee / account holder | $65,062 | $19,318+236.8% | $15,916+308.8% | $13,398+385.6% |