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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,770 | $88,707-51.8% | $74,184-42.3% | $273,972-84.4% |
| Participation rate | 91.3% | 79.4%+11.9pp | 76.6%+14.7pp | 83.0%+8.3pp |
| Annual return | 12.54% | 11.94%+0.6pp | 17.74%-5.2pp | 41.46%-28.9pp |
| Employer contribution / active EE | $1,771 | $3,159-44.0% | $2,370-25.3% | $4,869-63.6% |
| Participant deferral / active EE | $4,298 | $4,212+2.1% | $3,550+21.1% | $5,287-18.7% |
| Admin fee / account holder | $2,423 | $8,717-72.2% | $5,586-56.6% | $10,133-76.1% |