See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,801 | $62,573+86.7% | $85,682+36.3% | $85,850+36.1% |
| Participation rate | 36.1% | 61.1%-25.0pp | 69.9%-33.8pp | 69.3%-33.2pp |
| Annual return | 15.02% | 23.77%-8.8pp | 21.49%-6.5pp | 318.53%-303.5pp |
| Employer contribution / active EE | $16 | $1,757-99.1% | $2,618-99.4% | $2,565-99.4% |
| Participant deferral / active EE | $1,739 | $2,802-37.9% | $3,923-55.7% | $3,952-56.0% |
| Admin fee / account holder | $32 | $4,640-99.3% | $6,873-99.5% | $6,260-99.5% |