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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,011 | $138,102-17.4% | $125,381-9.1% | $134,532-15.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -33.88% | 750.73%-784.6pp | 572.31%-606.2pp | 418.27%-452.1pp |
| Employer contribution / active EE | $45,212 | $5,245+761.9% | $4,815+838.9% | $4,741+853.6% |
| Participant deferral / active EE | $41,859 | $7,801+436.6% | $7,448+462.0% | $6,401+554.0% |
| Admin fee / account holder | $2,101 | $11,568-81.8% | $10,007-79.0% | $11,429-81.6% |