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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,136,658 | $217,432+422.8% | $185,849+511.6% | $167,536+578.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 8.16% | 148.42%-140.3pp | 122.10%-113.9pp | 478.82%-470.7pp |
| Employer contribution / active EE | $33,868 | $5,875+476.5% | $5,169+555.3% | $4,839+599.9% |
| Participant deferral / active EE | $1,767 | $6,357-72.2% | $5,569-68.3% | $6,342-72.1% |
| Admin fee / account holder | $4,489 | $19,818-77.4% | $16,244-72.4% | $12,315-63.6% |