Retirement plan

WOMEN'S HEALTH CARE, P.C. PROFIT SHARING AND 401(K) PLAN

Name: WOMENS HEALTH CARE, P.C. - WOMEN'S HEALTH CARE, P.C. PROFIT SHARING AND 401(K) PLAN (2021) Form 5500
Creator: WOMENS HEALTH CARE, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WOMEN'S HEALTH CARE, P.C. PROFIT SHARING AND 401(K) PLAN, WOMENS HEALTH CARE, P.C.

WOMENS HEALTH CARE, P.C.EIN 35-1966296Plan #001PY 2021

4199 GATEWAY BLVD STE 2450 - NEWBURGH, IN 476308971812-842-4949whcpc.comLinkedIn1001-5000 employeeshospital & health care

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$27.4M

+23.6% from 2020

Total participants

152

+4.8% from 2020

Average account balance

$180,524

+17.9% from 2020

Annual return

20.55%

+6.56 pp from 2020

Benchmarks

See 5,353 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,353 peers

Snapshot2021

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Analytics

Total assets (EOY)

Plan-year ending balance

$21.71M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$153K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

142

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.67M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.49%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$436

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 2 by compensation

Provider	Service type	Compensation
AMERICAN REALTY ADVISORS1 year Filed as: AMERICAN TRUST COMPANY Service code 13 · EIN 62-0951563	Contract Administrator	$60,402
SIKICH LLP7+ years Filed as: SIKICH FINANCIAL Service code 27 11670 FOUNTAINS DRIVE, SUITE 200 · MAPLE GROVE, MN 55369	Advisory (Plan)	$27,200

Plan features & details

Pension benefit codes3D2A2J2G2S2E2F2T

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$88K

$730 / participant

Investment mgmt$27K31.0%
Contract admin$60K69.0%

% of EOY assets

0.319%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: WEINZAPFEL & CO., LLC
Auditor EIN: 352152081
Audit fees: (not subdivided)
Opinion code: Unqualified

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$180,524

$61,156+195.2%

$185,823-2.9%

$79,386+127.4%

Participation rate

100.0%

66.6%+33.4pp

81.7%+18.3pp

70.7%+29.3pp

Annual return

20.55%

19.45%+1.1pp

122.05%-101.5pp

116.85%-96.3pp

Employer contribution / active EE

$5,925

$2,321+155.3%

$5,167+14.7%

$2,427+144.1%

Participant deferral / active EE

$5,536

$2,789+98.5%

$5,568-0.6%

$4,046+36.8%

Admin fee / account holder

$576

$710-18.8%

$16,237-96.5%

$626-8.0%

Provider

Service type

Compensation

AMERICAN REALTY ADVISORS1 year

Filed as: AMERICAN TRUST COMPANY

Service code 13 · EIN 62-0951563

Contract Administrator

$60,402

SIKICH LLP7+ years

Filed as: SIKICH FINANCIAL

Service code 27

11670 FOUNTAINS DRIVE, SUITE 200 · MAPLE GROVE, MN 55369

Advisory (Plan)

$27,200

WOMEN'S HEALTH CARE, P.C. PROFIT SHARING AND 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WOMEN'S HEALTH CARE, P.C. PROFIT SHARING AND 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion