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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,806 | $138,076+137.4% | $123,553+165.3% | $135,380+142.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -1.60% | 153.70%-155.3pp | 119.21%-120.8pp | 519.81%-521.4pp |
| Employer contribution / active EE | $5,364 | $5,152+4.1% | $4,628+15.9% | $4,779+12.2% |
| Participant deferral / active EE | $17,925 | $6,800+163.6% | $6,426+179.0% | $5,609+219.6% |
| Admin fee / account holder | $4,735 | $10,917-56.6% | $9,284-49.0% | $10,828-56.3% |