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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,421 | $81,276+6.3% | $155,574-44.5% | $80,925+6.8% |
| Participation rate | 85.7% | 66.2%+19.5pp | 78.2%+7.5pp | 67.7%+18.1pp |
| Annual return | 151.21% | 33.36%+117.9pp | 64.87%+86.3pp | 35.65%+115.6pp |
| Employer contribution / active EE | $2,126 | $3,103-31.5% | $4,676-54.5% | $2,756-22.9% |
| Participant deferral / active EE | $5,067 | $3,453+46.8% | $5,629-10.0% | $4,299+17.9% |
| Admin fee / account holder | $455 | $7,993-94.3% | $15,914-97.1% | $6,940-93.4% |