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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,658 | $102,696-40.9% | $86,235-29.7% | $139,487-56.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 12.27% | 1925.91%-1913.6pp | 1170.03%-1157.8pp | 373.84%-361.6pp |
| Employer contribution / active EE | $1,913 | $3,034-36.9% | $2,381-19.6% | $4,755-59.8% |
| Participant deferral / active EE | $5,818 | $4,679+24.4% | $3,987+45.9% | $6,713-13.3% |
| Admin fee / account holder | $24,045 | $8,667+177.4% | $6,856+250.7% | $11,407+110.8% |