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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $732,411 | $81,331+800.5% | $155,534+370.9% | $80,935+804.9% |
| Participation rate | 96.8% | 66.3%+30.5pp | 78.2%+18.6pp | 67.7%+29.1pp |
| Annual return | 13.03% | 33.37%-20.3pp | 64.92%-51.9pp | 35.66%-22.6pp |
| Employer contribution / active EE | $46,989 | $3,105+1413.5% | $4,675+905.2% | $2,757+1604.6% |
| Participant deferral / active EE | $26,493 | $3,454+667.0% | $5,630+370.5% | $4,299+516.2% |
| Admin fee / account holder | $48,918 | $7,999+511.5% | $15,900+207.7% | $6,924+606.5% |