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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $732,411 | $81,358+800.2% | $155,556+370.8% | $80,959+804.7% |
| Participation rate | 96.8% | 66.3%+30.5pp | 78.2%+18.5pp | 67.7%+29.1pp |
| Annual return | 13.03% | 33.39%-20.4pp | 64.84%-51.8pp | 35.67%-22.6pp |
| Employer contribution / active EE | $46,989 | $3,106+1412.7% | $4,675+905.0% | $2,757+1604.3% |
| Participant deferral / active EE | $26,493 | $3,455+666.7% | $5,631+370.5% | $4,300+516.1% |
| Admin fee / account holder | $48,918 | $7,994+512.0% | $15,885+208.0% | $6,925+606.4% |