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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,679 | $85,766-72.4% | $136,298-82.6% | $70,126-66.2% |
| Participation rate | 53.4% | 74.2%-20.7pp | 81.9%-28.5pp | 69.5%-16.1pp |
| Annual return | 14.99% | 31.46%-16.5pp | 5156.27%-5141.3pp | 73.15%-58.2pp |
| Employer contribution / active EE | $862 | $2,966-70.9% | $4,696-81.6% | $2,343-63.2% |
| Participant deferral / active EE | $2,195 | $5,051-56.5% | $6,247-64.9% | $3,332-34.1% |
| Admin fee / account holder | $10,149 | $5,421+87.2% | $9,244+9.8% | $4,645+118.5% |