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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $504,021 | $202,342+149.1% | $172,753+191.8% | $152,909+229.6% |
| Participation rate | 78.6% | 87.1%-8.5pp | 82.6%-4.1pp | 82.5%-3.9pp |
| Annual return | 23.14% | 1029.88%-1006.7pp | 803.00%-779.9pp | 345.46%-322.3pp |
| Employer contribution / active EE | $19,113 | $5,857+226.3% | $5,144+271.6% | $4,764+301.2% |
| Participant deferral / active EE | $11,610 | $5,948+95.2% | $5,198+123.4% | $5,851+98.4% |
| Admin fee / account holder | $1,216 | $17,112-92.9% | $13,956-91.3% | $11,601-89.5% |