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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,240 | $98,766+171.6% | $149,730+79.1% | $79,852+235.9% |
| Participation rate | 97.1% | 75.8%+21.4pp | 82.5%+14.7pp | 69.6%+27.5pp |
| Annual return | 17.22% | 27.43%-10.2pp | 276.70%-259.5pp | 31.72%-14.5pp |
| Employer contribution / active EE | $11,040 | $3,217+243.2% | $4,645+137.7% | $2,471+346.7% |
| Participant deferral / active EE | $10,270 | $5,681+80.8% | $6,843+50.1% | $3,740+174.6% |
| Admin fee / account holder | $14,053 | $6,052+132.2% | $9,310+50.9% | $5,306+164.8% |