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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,710 | $47,848+16.4% | $81,473-31.6% | $70,126-20.6% |
| Participation rate | 95.2% | 58.3%+36.9pp | 68.0%+27.2pp | 69.5%+25.6pp |
| Annual return | 14.26% | 27.25%-13.0pp | 38.78%-24.5pp | 73.15%-58.9pp |
| Employer contribution / active EE | $2,240 | $1,527+46.7% | $2,568-12.8% | $2,343-4.4% |
| Participant deferral / active EE | $3,916 | $2,453+59.6% | $3,537+10.7% | $3,332+17.5% |
| Admin fee / account holder | $2,393 | $3,145-23.9% | $4,561-47.5% | $4,645-48.5% |