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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP2 years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Recordk... | $57,034 |
EVERHART ADVISORS1 year Service code 27 · EIN 31-1440043 | Advisory (Plan) | $18,000 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,531 | $100,061-9.5% | $120,344-24.8% | $64,728+39.9% |
| Participation rate | 75.0% | 79.8%-4.8pp | 76.7%-1.7pp | 57.9%+17.1pp |
| Annual return | 4.95% | 16.53%-11.6pp | 20.30%-15.4pp | 49.38%-44.4pp |
| Employer contribution / active EE | $1,086 | $3,112-65.1% | $3,020-64.1% | $2,243-51.6% |
| Participant deferral / active EE | $4,424 | $4,955-10.7% | $5,135-13.8% | $2,729+62.1% |
| Admin fee / account holder | $131 | $428-69.5% | $12,742-99.0% | $1,145-88.6% |