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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP2 years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Custodi... | $57,034 |
EVERHART ADVISORS1 year Service code 27 · EIN 31-1440043 | Advisory (Plan) | $18,000 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,531 | $103,024-12.1% | $112,040-19.2% | $79,634+13.7% |
| Participation rate | 75.0% | 80.6%-5.6pp | 76.5%-1.5pp | 62.5%+12.5pp |
| Annual return | 4.95% | 17.60%-12.7pp | 24.52%-19.6pp | 36.46%-31.5pp |
| Employer contribution / active EE | $1,086 | $3,015-64.0% | $2,954-63.2% | $2,529-57.1% |
| Participant deferral / active EE | $4,424 | $5,233-15.4% | $5,098-13.2% | $3,835+15.4% |
| Admin fee / account holder | $131 | $465-71.9% | $12,098-98.9% | $1,002-86.9% |