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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,430 | $198,457-48.4% | $170,435-39.9% | $147,586-30.6% |
| Participation rate | 94.7% | 88.0%+6.8pp | 83.6%+11.1pp | 82.8%+11.9pp |
| Annual return | 18.54% | 257.30%-238.8pp | 205.94%-187.4pp | 578.59%-560.1pp |
| Employer contribution / active EE | $2,104 | $6,183-66.0% | $5,432-61.3% | $4,876-56.9% |
| Participant deferral / active EE | $3,110 | $5,629-44.7% | $4,939-37.0% | $5,439-42.8% |
| Admin fee / account holder | $1,511 | $16,852-91.0% | $13,881-89.1% | $10,886-86.1% |