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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,761 | $156,963-18.6% | $121,204+5.4% | $139,466-8.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 31.86% | 1476.75%-1444.9pp | 987.18%-955.3pp | 373.66%-341.8pp |
| Employer contribution / active EE | $10,086 | $5,544+81.9% | $4,170+141.9% | $4,754+112.2% |
| Participant deferral / active EE | $6,334 | $4,848+30.6% | $4,083+55.1% | $6,712-5.6% |
| Admin fee / account holder | $770 | $6,953-88.9% | $5,651-86.4% | $11,409-93.2% |