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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,997 | $73,848-25.5% | $143,799-61.8% | $68,486-19.7% |
| Participation rate | 61.5% | 66.7%-5.1pp | 80.3%-18.8pp | 67.9%-6.4pp |
| Annual return | -16.28% | 0.91%-17.2pp | -0.04%-16.2pp | -7.85%-8.4pp |
| Employer contribution / active EE | $3,618 | $3,184+13.6% | $4,952-26.9% | $2,597+39.3% |
| Participant deferral / active EE | $2,317 | $3,385-31.6% | $5,638-58.9% | $4,028-42.5% |
| Admin fee / account holder | $1,485 | $5,755-74.2% | $14,677-89.9% | $5,404-72.5% |