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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,667 | $57,352-50.0% | $83,831-65.8% | $64,173-55.3% |
| Participation rate | 56.4% | 68.6%-12.2pp | 76.1%-19.8pp | 69.6%-13.2pp |
| Annual return | -7.60% | 11.38%-19.0pp | 850.99%-858.6pp | 7.63%-15.2pp |
| Employer contribution / active EE | $2,635 | $2,546+3.5% | $3,631-27.4% | $2,381+10.7% |
| Participant deferral / active EE | $2,739 | $2,993-8.5% | $4,082-32.9% | $3,470-21.1% |
| Admin fee / account holder | $1,369 | $4,046-66.2% | $5,479-75.0% | $4,887-72.0% |