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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,675 | $176,120-67.8% | $159,487-64.5% | $167,553-66.2% |
| Participation rate | 72.2% | 85.0%-12.7pp | 82.8%-10.6pp | 82.1%-9.9pp |
| Annual return | 12.00% | 331.95%-320.0pp | 263.71%-251.7pp | 478.89%-466.9pp |
| Employer contribution / active EE | $4,894 | $5,299-7.7% | $4,831+1.3% | $4,840+1.1% |
| Participant deferral / active EE | $3,749 | $7,752-51.6% | $7,354-49.0% | $6,343-40.9% |
| Admin fee / account holder | $1,793 | $12,561-85.7% | $10,804-83.4% | $12,316-85.4% |