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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,663 | $180,749+108.9% | $160,784+134.9% | $137,256+175.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 13.62% | 2234.46%-2220.8pp | 1803.92%-1790.3pp | 220.34%-206.7pp |
| Employer contribution / active EE | $10,206 | $4,155+145.6% | $3,733+173.4% | $4,156+145.6% |
| Participant deferral / active EE | $11,848 | $6,844+73.1% | $6,293+88.3% | $6,407+84.9% |
| Admin fee / account holder | $2,160 | $10,397-79.2% | $9,717-77.8% | $12,270-82.4% |