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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,455 | $109,359-30.1% | $162,185-52.9% | $72,976+4.8% |
| Participation rate | 68.4% | 84.3%-15.9pp | 87.6%-19.2pp | 69.5%-1.1pp |
| Annual return | 18.74% | 25.46%-6.7pp | 115.61%-96.9pp | 81.02%-62.3pp |
| Employer contribution / active EE | $1,607 | $3,907-58.9% | $5,613-71.4% | $2,440-34.2% |
| Participant deferral / active EE | $2,924 | $5,481-46.7% | $7,297-59.9% | $3,608-19.0% |
| Admin fee / account holder | $4,275 | $7,972-46.4% | $10,844-60.6% | $5,124-16.6% |