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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,892 | $115,810-75.1% | $101,271-71.5% | $158,966-81.8% |
| Participation rate | 55.6% | 79.4%-23.8pp | 75.8%-20.3pp | 82.0%-26.4pp |
| Annual return | 16.54% | 56.15%-39.6pp | 46.48%-29.9pp | 302.95%-286.4pp |
| Employer contribution / active EE | $1,888 | $4,175-54.8% | $3,660-48.4% | $4,762-60.3% |
| Participant deferral / active EE | $5,164 | $4,958+4.2% | $4,371+18.2% | $5,983-13.7% |
| Admin fee / account holder | $263 | $7,248-96.4% | $5,948-95.6% | $11,250-97.7% |