Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,916 | $49,896-54.1% | $80,627-71.6% | $75,173-69.5% |
| Participation rate | 63.0% | 55.3%+7.6pp | 67.0%-4.1pp | 67.2%-4.2pp |
| Annual return | 13.89% | 34.67%-20.8pp | 936.76%-922.9pp | 160.72%-146.8pp |
| Employer contribution / active EE | $418 | $1,699-75.4% | $2,723-84.6% | $2,671-84.3% |
| Participant deferral / active EE | $1,532 | $2,992-48.8% | $4,443-65.5% | $4,126-62.9% |
| Admin fee / account holder | $3,810 | $3,578+6.5% | $5,381-29.2% | $5,651-32.6% |