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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,531 | $95,193+260.9% | $76,523+348.9% | $135,382+153.7% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -5.41% | 4.85%-10.3pp | -0.27%-5.1pp | 519.77%-525.2pp |
| Employer contribution / active EE | $14,130 | $3,302+327.9% | $2,647+433.8% | $4,779+195.7% |
| Participant deferral / active EE | $11,616 | $4,639+150.4% | $3,835+202.9% | $5,609+107.1% |
| Admin fee / account holder | $23,536 | $6,249+276.7% | $4,848+385.5% | $10,829+117.4% |