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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,613 | $100,073+192.4% | $85,126+243.7% | $145,877+100.6% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 16.26% | 84.11%-67.9pp | 66.63%-50.4pp | 551.28%-535.0pp |
| Employer contribution / active EE | $10,330 | $3,236+219.2% | $2,731+278.2% | $4,663+121.5% |
| Participant deferral / active EE | $7,876 | $5,294+48.8% | $4,523+74.1% | $6,691+17.7% |
| Admin fee / account holder | $5,418 | $7,261-25.4% | $6,160-12.1% | $13,402-59.6% |