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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,291 | $77,638-61.0% | $156,551-80.7% | $62,881-51.8% |
| Participation rate | 69.0% | 71.2%-2.2pp | 84.0%-15.0pp | 69.3%-0.3pp |
| Annual return | 8.06% | 50.33%-42.3pp | 32.23%-24.2pp | 20.14%-12.1pp |
| Employer contribution / active EE | $714 | $3,444-79.3% | $5,501-87.0% | $2,281-68.7% |
| Participant deferral / active EE | $2,590 | $3,046-15.0% | $4,871-46.8% | $3,203-19.1% |
| Admin fee / account holder | $123 | $5,561-97.8% | $13,028-99.1% | $4,296-97.1% |