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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,509 | $96,508-62.2% | $75,901-51.9% | $152,897-76.1% |
| Participation rate | 59.1% | 76.2%-17.1pp | 69.3%-10.2pp | 82.5%-23.4pp |
| Annual return | 22.06% | 33.99%-11.9pp | 30.76%-8.7pp | 345.43%-323.4pp |
| Employer contribution / active EE | $1,421 | $3,310-57.1% | $2,501-43.2% | $4,764-70.2% |
| Participant deferral / active EE | $3,072 | $4,554-32.5% | $3,603-14.7% | $5,851-47.5% |
| Admin fee / account holder | $3,615 | $8,081-55.3% | $5,420-33.3% | $11,599-68.8% |