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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,777 | $199,109-58.9% | $173,730-52.9% | $154,746-47.2% |
| Participation rate | 76.5% | 82.8%-6.3pp | 79.6%-3.1pp | 80.7%-4.2pp |
| Annual return | 18.28% | 20.02%-1.7pp | 19.96%-1.7pp | 172.34%-154.1pp |
| Employer contribution / active EE | $1,299 | $5,311-75.5% | $4,577-71.6% | $4,379-70.3% |
| Participant deferral / active EE | $2,350 | $7,113-67.0% | $6,326-62.9% | $6,730-65.1% |
| Admin fee / account holder | $3,202 | $20,916-84.7% | $17,523-81.7% | $14,365-77.7% |