Retirement plan

RIVER VALLEY RESOURCES, INC. PROFIT SHARING PLAN

Name: RIVER VALLEY RESOURCES, INC. - RIVER VALLEY RESOURCES, INC. PROFIT SHARING PLAN (2018) Form 5500
Creator: RIVER VALLEY RESOURCES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RIVER VALLEY RESOURCES, INC. PROFIT SHARING PLAN, RIVER VALLEY RESOURCES, INC.

RIVER VALLEY RESOURCES, INC.EIN 35-1820770Plan #001PY 2018

100 E. SECOND STREET, SUITE E - MADISON, IN 47250812-265-2652LinkedIn1-10 employeesinformation services

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.5M

+8.3% from 2017

Total participants

+10.0% from 2017

Average account balance

$56,175

-6.5% from 2017

Annual return

4.73%

-4.04 pp from 2017

Benchmarks

See 8,161 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort8,161 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.55M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$56K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

71.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$286K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.12%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3651

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$73K

$1617 / participant

Other / not subdivided$73K100.0%

% of EOY assets

2.943%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$56,175

$49,177+14.2%

$79,466-29.3%

$64,173-12.5%

Participation rate

75.6%

65.0%+10.5pp

73.3%+2.2pp

69.6%+6.0pp

Annual return

4.73%

-1.16%+5.9pp

718.28%-713.6pp

7.63%-2.9pp

Employer contribution / active EE

$1,167

$2,076-43.8%

$2,800-58.3%

$2,381-51.0%

Participant deferral / active EE

$1,854

$2,821-34.3%

$3,704-49.9%

$3,470-46.6%

Admin fee / account holder

$1,653

$3,839-56.9%

$5,104-67.6%

$4,887-66.2%

RIVER VALLEY RESOURCES, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RIVER VALLEY RESOURCES, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion