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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,119 | $73,988+6.9% | $96,538-18.0% | $75,177+5.2% |
| Participation rate | 72.8% | 66.4%+6.4pp | 74.3%-1.5pp | 67.2%+5.6pp |
| Annual return | 14.61% | 26.73%-12.1pp | 35.74%-21.1pp | 160.75%-146.1pp |
| Employer contribution / active EE | $2,286 | $2,930-22.0% | $3,740-38.9% | $2,671-14.4% |
| Participant deferral / active EE | $4,815 | $3,660+31.6% | $4,880-1.3% | $4,126+16.7% |
| Admin fee / account holder | $4,966 | $5,220-4.9% | $6,737-26.3% | $5,651-12.1% |