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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,284 | $67,411+36.9% | $91,004+1.4% | $70,126+31.6% |
| Participation rate | 34.4% | 71.4%-37.0pp | 75.6%-41.2pp | 69.5%-35.2pp |
| Annual return | 16.59% | -40.16%+56.8pp | 4.60%+12.0pp | 73.15%-56.6pp |
| Employer contribution / active EE | $846 | $1,786-52.7% | $2,456-65.6% | $2,343-63.9% |
| Participant deferral / active EE | $1,294 | $2,823-54.2% | $3,548-63.5% | $3,332-61.2% |
| Admin fee / account holder | $182 | $4,236-95.7% | $5,417-96.6% | $4,645-96.1% |