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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,764 | $87,546+71.1% | $75,784+97.6% | $125,389+19.4% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -1.90% | 13.49%-15.4pp | 9.68%-11.6pp | 282.24%-284.1pp |
| Employer contribution / active EE | $876 | $3,930-77.7% | $3,323-73.6% | $4,866-82.0% |
| Participant deferral / active EE | $8,356 | $4,230+97.6% | $3,652+128.8% | $5,352+56.1% |
| Admin fee / account holder | $9,458 | $6,503+45.4% | $5,300+78.5% | $9,541-0.9% |