Retirement plan

WESTWOOD LUMBER SALES, INC. PROFIT SHARING PLAN

Name: WESTWOOD LUMBER SALES, INC. - WESTWOOD LUMBER SALES, INC. PROFIT SHARING PLAN (2025) Form 5500
Creator: WESTWOOD LUMBER SALES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WESTWOOD LUMBER SALES, INC. PROFIT SHARING PLAN, WESTWOOD LUMBER SALES, INC.

WESTWOOD LUMBER SALES, INC.EIN 35-1789134Plan #001PY 2025

P.O. BOX 526 - NEW HAVEN, IN 46774260-749-4143westwoodlumbersales.comLinkedIn11-50 employeesbuilding materials

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$8.3M

+25.1% from 2024

Total participants

-5.0% from 2024

Average account balance

$146,079

+31.7% from 2024

Annual return

21.11%

-8.88 pp from 2024

Benchmarks

See 2,304 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort2,304 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.33M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$146K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

129.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$663K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+21.11%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$7010

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$400K

$9081 / participant

Other / not subdivided$400K100.0%

% of EOY assets

4.799%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$146,079

$77,574+88.3%

$108,753+34.3%

$86,983+67.9%

Participation rate

100.0%

62.3%+37.7pp

71.1%+28.9pp

69.5%+30.5pp

Annual return

21.11%

18.42%+2.7pp

37.47%-16.4pp

25.83%-4.7pp

Employer contribution / active EE

$7,516

$1,611+366.6%

$2,427+209.7%

$2,584+190.8%

Participant deferral / active EE

$7,562

$3,128+141.7%

$4,115+83.8%

$4,194+80.3%

Admin fee / account holder

$7,010

$6,529+7.4%

$10,320-32.1%

$7,856-10.8%

WESTWOOD LUMBER SALES, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WESTWOOD LUMBER SALES, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion