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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,300 | $56,110+57.4% | $94,993-7.0% | $70,126+25.9% |
| Participation rate | 80.0% | 65.0%+15.0pp | 73.9%+6.1pp | 69.5%+10.5pp |
| Annual return | 16.18% | 51.02%-34.8pp | 27.14%-11.0pp | 73.15%-57.0pp |
| Employer contribution / active EE | $1,309 | $1,442-9.2% | $2,603-49.7% | $2,343-44.1% |
| Participant deferral / active EE | $4,152 | $2,391+73.6% | $3,317+25.2% | $3,332+24.6% |
| Admin fee / account holder | $695 | $3,456-79.9% | $4,960-86.0% | $4,645-85.0% |