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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,236 | $58,726+23.0% | $92,240-21.7% | $62,293+16.0% |
| Participation rate | 87.5% | 68.3%+19.2pp | 76.5%+11.0pp | 69.5%+18.0pp |
| Annual return | 16.89% | 43.62%-26.7pp | 176.29%-159.4pp | 28.90%-12.0pp |
| Employer contribution / active EE | $4,671 | $2,392+95.3% | $3,680+26.9% | $2,042+128.7% |
| Participant deferral / active EE | $5,965 | $2,766+115.7% | $3,897+53.1% | $3,169+88.2% |
| Admin fee / account holder | $301 | $556-45.9% | $5,194-94.2% | $479-37.2% |